Thursday, April 14, 2011

The Valparaiso Community


By Cordell M Andersen
In the beginning at Valparaiso, February 1968, there were 39 families living in thatch huts scattered all over the 600 acre property.  They were not land owners, but were obligated to work two weeks a month at extremely low wages to be able to live on the property, plant corn and other crops on parcels of plantation land, get from the forests materials to build their homes, and firewood.  The property owner on the other hand was inhibited from using his property as he desired, but had to work around the family plots scattered randomly all over.  It would have been impossible too if he had of wanted to run a water or electric line to their homes.  Many changes were in order for the good of everybody. 

In the above Google Earth view of Valparaiso you can see how the problem was solved by gathering the people into their own community seen in the right bottom quadrant.  Below is a zoom-in shot of the of the Valparaiso Community formed in 1981.



I personally  walked the area, measuring and staking out each family's property and legally separated the whole area from the plantation and presented to each of the original families the deed to their land.  I was rewarding them for being good workers and for their years of employment.   This was for the original families called "colonos," who for the most part had continued as part-time employees.  


On the other hand, their children became the full-time employees, first going through a year in training and classified as students and part-time workers.  Most of them became full-time supervisors of each work project, and became teachers giving vocational training to students at the CID.  When the community was formed they were given the opportunity of owning their own piece of land and building their homes.  Their section of the community was a triangle to the north of the road you see above, each purchasing very inexpensively with low monthly payments about an acre of land each.  There was another section for them also up along the main highway on the east side a bit north of the School.




Among the original families there were by 1981 3 widows and they also were given a section of land and with Foundation help a home was built for each, one of them seen above on the right.  To help you all appreciate what was developing, remember how all the homes they lived in before--like the one you see on the left.

Additionally each of the "colono" families, as well as the full-time employees were given tin roofing material for the homes they would build.  Loans to be repaid at low interest were given to help each family construct healthy homes.



At the same time a water line was installed from the Central House area to the  community where a centrally located water tap was available for all as you see above on the left and middle.  Then the community got organized and installed water lines from there to each home.  Eventually, so they would each have adequate water and pressure, we helped them install their own potable water system from a large spring source way up the mountain past the Najquitob Village.


Here you see the community developing with typical small neighborhood stores cropping up along the highway and a barber shop as seen below to the right.  Eventually there was a repair shop--for car repairs and welding services, all skills learned in the vocational education program at the CID.  But, you might ask--where did the electricity come from?



The community organized and requested electric installation from the government agency--INDE.  They all had to contribute for the installation in each of their homes, but with full-time employment earning good wages they were able to do this.  The Foundation helped with some of the general expenses, then what was lacking was the electric meter for each of the more than 40 homes.  They had to be picked up in Zacapa, a round trip of about 240 miles.  The community leaders came to me and asked if they could borrow my Brazilian made GMC diesel pickup.  The driver would be Jose Caal who had worked for me for years.   Three of the community leaders went with him.


Then tragedy struck.  On  their way back with the meters in crates they went through a rain storm and on a blind curve an 18 wheelers came right at them. To avoid a head on and sure death, Jose drove off the road to the left and was airborne, peeled the bark off a thick tree and landed 15 feet below in a field with the result you see below.



In the bottom  picture you see the families of those injured.  Jose, according to Guatemalan law went to jail, in spite of being badly injured.  Eventually we got him out and everybody back to the Valparaiso Community.  The truck was rebuilt but was never the same as you might imagine. This was the  truck I had purchased to replace the Toyota that had been car-jacked and never seen again in 1986.   My loss was Q.40,000 which back then was perhaps $15,000.  Somehow we eventually got electricity installed in the whole community making possible the stores having refrigerators, the shop with welding,  the homes with TV, and computers as you see below.



Then there was constructed a community hall you see below.
 The community leader, Domingo Laj, and many of the members of the community who have come a long ways since the dark days of 1968.
Below is the new government  Health Clinic in the Community.


Above is the Improvement Committee in a meeting with Domingo Laj, to the left, and Federico Veliz as their advisor and Foundation representative.



Lic Ical.  Josefina works for the government as a nurse.  Lic, as mentioned in other segments, was the first professional graduate from Valparaiso as  a CPA.  Their son Byron recently returned from his LDS mission to the Nicaraguan Mission. I'll insert below a photo history of their Success Story:
Below we see again Lic and his brother, Alfonso, when they first arrived at the Central House.  Then 30 minutes later after a bath and some clean clothes.  Then years later receiving his diploma as a CPA.




Then we see Josefina with me, she's on the extreme right in that picture. Then  working with children in the cooperative vegetable garden, and lastly working as a nurse in the government Health Clinic at the Najquitob Village.

In the community there are chapels of all 3 branches of Christianity:  Catholic, Protestant, and LDS.  Below is seen the LDS chapel complex that was built on property sold to the Church by 5 of the "colono" families who received their tract of land in 1981 when the community was established.  If you'll go back to the Google Earth views you can clearly see the chapel complex.


Above we see a community meeting held in the LDS Cultural Hall in which a photographic history of Valparaiso was projected.  Leaders of the new generation wanted to know more about their history and asked me to help them.  I put together a 43 page booklet containing hundreds of photographs giving them a summary of their history.  They got together those interested and used a digital projector to show it to the group.   I'll insert below the cover.

 Last of all I insert a photograph they recently sent me of  more or less 60 LDS members who contracted a bus to take them to a Conference.  From the very beginning there have been 29 who have served missions of one kind or another from Valparaiso.


It is interesting, and very satisfying for the Andersen family to know that in almost every family in the  community there is either a father, or mother, and sometimes both, or grandparents who in the early years were quite literally saved from sure death.  Without the Foundation this group of people you see here, and nearly all the rest of the community wouldn't even exist.



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  24. Attention! Attention!! Attention!!!,

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  28. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible. We encourage you to contact us and learn more about the loans service we offered. If you have any questions or want more information about our company, please do not hesitate to contact us: housingfinance247@gmail.com
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  60. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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  62. We are direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and corporate investment portfolios without criminal origin.With the group capital fund which are specifically for lease/sale in form of bank instrument. The Financial institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

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  65. BUPA FINANCE PLC is a group of company with funding experts and mandate to a finance and investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments.

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    DESCRIPTION OF INSTRUMENTS:

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  66. We are project funder as well as financial lender. We have BG/SBLC specifically for BUY/LEASE at a leasing price of 4%+1% of face value Issuance by HSBC London, Barclays Bank and many other 25 top AA rated Banks. We also secure funding to facilitate and enhance your business and projects. Also We are into the provision of short term and long term business/personal loans for both small and large scale business funds.


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    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Registered No: 04374045

    ReplyDelete

  68. We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

    2. Currency : USD/EURO

    3. Age of Issue: Fresh Cut

    4. Term: One year and One day

    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

    6. Price : Buy:32%+1, Lease: 4%+2

    7. Subsequent tranches: To be mutually agreed between both parties

    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

    10. Payment Term: MT799 & Settlement via MT103

    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

    Skype: info.financewizardltd@gmail.com

    ReplyDelete

  69. We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600

    2. Currency : USD/EURO

    3. Age of Issue: Fresh Cut

    4. Term: One year and One day

    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)

    6. Price : Buy:32%+1, Lease: 4%+2

    7. Subsequent tranches: To be mutually agreed between both parties

    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c

    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760

    10. Payment Term: MT799 & Settlement via MT103

    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name: Muhammed Emir Harun

    Contact Mail :info.financewizardltd@gmail.com

    Skype: info.financewizardltd@gmail.com

    ReplyDelete
  70. APPLY FOR URGENT LOAN TO HELP YOURSELF OR FAMILY PEOPLE?

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  71. COLLINS GUZMAN FUNDINGS

    We offer a variety of Financial packages at a very low interest rate, We stand apart from other lenders because we believe in customer service, We offer the right solution to your financial needs.In general we are FINANCE COMPANY, We offer loan at 3% interest rate, Commercial loans, business loans, home loans, car loans and debt consolidation loan are available for you. Contact us for more information via E-MAIL: collinsguzmanfundings@gmail.com

    Names:
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    ReplyDelete
  72. We are able to finance your signatory
    projects and help you enhance your
    business plan. Furthermore, our
    financial instrument can be used for
    the purchase of goods from any
    manufacturer irrespective of their
    location. It can also serve as
    collateral with any bank in the world
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    activate credit line to finance your
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    Email : nat.mandate18@gmail.com
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    Regards
    Nat

    ReplyDelete
  73. GOLDEN CROWN FINANCE PLC is a British based financial consulting company with years of experience in the international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of refinancing, talk to our team at GOLDEN CROWN FINANCE PLC and certainly we will set your business on the right path with our sound and quality financial advice and services.

    Our bank instrument can be help you fund you projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs.

    Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut =5M- 10B EUR/USD

    Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = 5M- 10B EUR/USD
    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    Name; Liam Callum

    Email; goldencrownfinanceplc00@consultant.com
    Email; goldencrownfinanceplc00@gmail.com

    ReplyDelete
  74. If you are one of these kinds of people who are suffering from money issues, then there is really a sure cure for the problem of being in debt. The solution is bad credit consolidation loans. You may find the details of small cash loans and other loans online.

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  75. My name is Richie Julie. I live in Berlin Germany and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him,

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    ReplyDelete
  76. We are authorized Financial consulting firm that work directly with
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    We are equally ready to work with Brokers and financial
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    We hope to establish a long term business relationship with you even after this first trial

    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Registered No: 04374045

    ReplyDelete
  77. Do You Need A Loan To Consolidate Your Debt At 1.0%? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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  78. Do you need Personal Finance?
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  79. Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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  80. COLLINS GUZMAN FUNDING'S

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    ReplyDelete
  81. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
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    Yours truly,
    Mrs Rose Larsson.
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    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  82. This comment has been removed by the author.

    ReplyDelete
  83. We are exclusive agent to direct providers of 100% Guarantee Urgent Loan Fresh Cut BG, SBLC, MTN, Bonds, Bank draft and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD) .
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

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    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

    Regards

    Philip James
    Email: info.frjames1971@gmail.com
    Skype: info.frjames1971@gmail.com

    ReplyDelete
  84. Hello, We offer loan at a low interest rate of 3% and is very easy to get, LEASE/BG/SBLC/DOA at low rates is also available. Contact us via below email address if you are truly interested

    Name: Stefes Boris
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    Skype: boris.andrew3
    Phone: +17865445764

    ReplyDelete


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  86. Do You Seek Funds To Pay Off Credits and Debts ? { NeoGrowthsCredit@gmail.com }. We Offer All Kinds Of Loan, We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: NeoGrowthsCredit@gmail.com

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    ReplyDelete
  87. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.
    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:bentexgroup@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  88. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding
    Group Ltd working on expanding its portfolio globally and financing
    projects.
    We would be happy to fund and invest with you in any profitable
    project if you have any viable project we can finance by making mutual
    investment with you. If you are interested, kindly contact us
    on:bentexgroup@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    509 Rue Jacques Coeur,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  89. I am Saara Kemi a private loan lender who render different kind of loans to individuals / companies all over the globe universe urgently with 3% Interest rate if Interested kindly contact me Via Email: saara.kemi@gmail.com

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  90. I am Saara Kemi a private loan lender who render different kind of loans to individuals / companies all over the globe universe urgently with 3% Interest rate if Interested kindly contact me Via Email: saara.kemi@gmail.com

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  91. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com

    Regards,
    Wright
    Skype;
    wrightjames931@gmail.com

    ReplyDelete
  92. Are you in need of a loan? we offer all kinds of loans like Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Educational Loan, Home Loan, and Loan for any reason and urgent needs.
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  93. I am a private lender and investor. Do you need a legitimate, honest, serious and fast loan? I can help you with 100% guarantee loans, I offer business and personal loans at 3%, we also finance all kinds of projects. For more information contact us at: happinessloaninvestment120@gmail.com

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  94. Do You Need A Loan To Consolidate Your Debt At 1.0%? RMPCapitals@gmail.com ( RMPCapitals@usa.com ) Or A Personal Loans * Business Loans etc. Interested Parties Should Contact Us For More Information Through Via E-mail: RMPCapitals@gmail.com ( RMPCapitals@usa.com )

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  95. I’m Mishel Karen resident at 808 NE 19th St Oklahoma City, I am a single Father blessed with 2 daughters. For a while now I have been searching for a genuine loan lender who could help me with a loan as I no longer have a job, all I got were hoodlums who made me trust them and at the end they took my money without giving me any loan, my hope was lost, I got confused and frustrated, it became difficult for my family to feed with a good meal, I never wanted to have anything to do with any loan lending companies on the internet again. Not until I met a God-sent loan lender that changed my life and that of my family Through the help of a fellowship member “a lender with the fear of God in him Mr. Francis Alexander, he was the man that God sent to elevate my family from suffering. At first I thought it wasn’t going to be possible due to my previous experience until I received my loan worth $50,000.00 USD in less then 24hours. So my advise to anyone out there genuinely in need of a loan is to contact Him through this official email:- ( francisalexanderloaninvestment@gmail.com )

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  96. Do You Seek Funds To Pay Off Credits and Debts? {  Evergreenloanfinance@gmail.com   } Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 2%. Interested Applicants Should Contact Us Via Email: Evergreenloanfinance@gmail.com

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  97. xmas loan

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  98. Be careful here. Nobody can help you here or even suggest how you can get financial help. Any answer of a loan lender to your question, you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Christian sister who referred me to a loan organization formed by some Christian Women Trust Fund. it is called Christian women Trust-funds Cooperative Organization (C.W.T.C.O) christainwomen.trustloanfirm@gmail.com They made my life a valuable one and gave it a meaning. When the sister gave me their contact, I contacted them. Then I requested for a loan with all the necessary evidence to prove that I actually needed a loan, they approved a loan of $50,000.00 USD in 48 hours after meeting up to their necessary requirements, my loan was deposited in my bank account without collateral. Though i was very nervous with the loan organization at first due to my previous bad experiences, especially when the issue of me settling the Registration charges came up, I hold on to my faith due to the fact that my relative referred me, got it cleared,and as God should have it, little did I know that my financial shortcomings has come to a final end. If not for that quick referral from a christian sister to this genuine source ,I would have regretted my total life,because at that point in time i just divorced the father of my son, and my son (Kennett) was faced with a life and death situation. I was faced with his hospital bills and i was also faced with foreclosure at my apartment. Details of this GOD-SENT organization won’t be disclose for now for fear of impersonation ( because it has been discovered that some persons are not really in need of financial help, but they just want to collect money from this genuine christian loan organization). And it is because of this reason they don,t give out loan anyhow. You must be able to convince them very well, and provide good proofs to show that you really need a loan before they can approve it for you. Their charge is very affordable and reliable compare to many out there,their interest rates is just 4%, from 1-10years repayment little documentation,and little credit check. As i have earlier said, for security reasons i can only provide their email address. Embrace this new initiative.Feel free to contact them via Email(christainwomen.trustloanfirm@gmail.com) as their loan officer/rep sir Kerron Cruickshank will attend to you and you will be free from scams and financial burdens

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